Cost to Own
United StatesWisconsinBrown CountyDenmark Population 2,472 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Denmark, Wisconsin

A $174,000 home here costs

$1,555

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $895. The real number is $661 higher every month — 74% more than the payment most buyers budget for.

Denmark median: $174,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $139,200 borrowed $895
Property tax1.554% effective rate for Denmark itself $225
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $45
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $145
Total monthly $1,555

Denmark against Brown County and Wisconsin

MeasureDenmarkBrown County
Median home value$174,200$245,900
Median property tax$2,707$3,593
Effective tax rate1.554%1.461%
Median gross rent$735$973
Population2,472269,425

The weather behind that power bill

Denmark sits in Brown County, which averages a high of 81.0°F in its hottest month and a low of 11.1°F in its coldest, with 31.61" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 508 cooling and 7,505 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Brown County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Brown County

Full Brown County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Denmark?

A $174,000 home in Denmark, Wisconsin costs approximately $1,555 per month with 20% down at 6.66%. That is $895 principal and interest, $225 property tax, $45 homeowners insurance, $245 utilities and $145 set aside for maintenance.

What is the property tax rate in Denmark?

Denmark has an effective property tax rate of 1.554%, based on a median home value of $174,200 and median real estate taxes of $2,707. That is higher than the Brown County average of 1.461%.

What is the average home price in Denmark?

The median owner-occupied home value in Denmark, Wisconsin is $174,200, against $245,900 across Brown County.

Is it cheaper to rent or buy in Denmark?

Median gross rent in Denmark is $735 a month, against $1,555 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Denmark — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology