Cost to Own
United States › Wisconsin › Brown County › Denmark Population 2,472 Data vintage ACS 2023 5-Year Rates updated 2026-10-22
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $608 a month in taxes, insurance, utilities and upkeep. See the full Brown County picture

Total monthly cost of ownership

Cost to Own a Home in Denmark, Wisconsin

A $174,000 home here costs

$1,565

per month, all in, with 20% down at today's 7.32% 30-year fixed rate. By the 28% rule that takes a household income of about $67,000 a year.

P&I 61%Tax 14%Insurance 3%Utilities 12%Upkeep 9%

A standard mortgage calculator would have told you $956. The real number is $608 higher every month, 64% more than the payment most buyers budget for.

Compare Brown County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Denmark from a five-year rolling sample, and with about 2,472 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Brown County figures are drawn from a far larger sample if you want a steadier number.

Denmark median: $174,200
Under 20% adds PMI
Freddie Mac PMMS
WI average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $139,200 borrowed $956
Property tax1.554% effective rate for Denmark itself $225
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $45
Electricity19.41ยข/kWh, Wisconsin residential average, EIA $125
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $145
Total monthly $1,565

Denmark against Brown County and Wisconsin

MeasureDenmarkBrown County
Median home value$174,200$245,900
Median property tax$2,707$3,593
Effective tax rate1.554%1.461%
Median gross rent$735$973
Population2,472269,425

The weather behind that power bill

Denmark sits in Brown County, which averages a high of 81.0°F in its hottest month and a low of 11.1°F in its coldest, with 31.61" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 508 cooling and 7,505 heating degree days, which is what sets the $125 electricity line above.

See the full climate breakdown for Brown County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Brown County

Full Brown County cost breakdown · Every county in Wisconsin

Talk to someone who works this market

These are Denmark averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Denmark every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Denmark I already own here and may sell

Common questions

How much does it cost to own a home in Denmark?

A $174,000 home in Denmark, Wisconsin costs approximately $1,565 per month with 20% down at 7.32%. That is $956 principal and interest, $225 property tax, $45 homeowners insurance, $193 utilities and $145 set aside for maintenance.

What is the property tax rate in Denmark?

Denmark has an effective property tax rate of 1.554%, based on a median home value of $174,200 and median real estate taxes of $2,707. That is higher than the Brown County average of 1.461%.

What is the average home price in Denmark?

The median owner-occupied home value in Denmark, Wisconsin is $174,200, against $245,900 across Brown County.

Is it cheaper to rent or buy in Denmark?

Median gross rent in Denmark is $735 a month, against $1,565 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Denmark?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Denmark, Wisconsin at today's rate takes a household income of roughly $67,000 a year. That covers the full $1,565 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Denmark, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Wisconsin.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology