Total monthly cost of ownership
Cost to Own a Home in Delta Junction, Alaska
A $269,000 home here costs
$2,376per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,383. The real number is $993 higher every month — 72% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Delta Junction against Southeast Fairbanks Census Area and Alaska
| Measure | Delta Junction | Southeast Fairbanks Census Area |
|---|---|---|
| Median home value | $268,700 | $262,800 |
| Median property tax | $4,500 | $1,871 |
| Effective tax rate | 1.675% | 0.712% |
| Median gross rent | $1,155 | $1,304 |
| Population | 1,154 | 6,936 |
The weather behind that power bill
Delta Junction sits in Southeast Fairbanks Census Area, which averages a high of 71.5°F in its hottest month and a low of -22.1°F in its coldest, with 11.27" of precipitation a year and 62% of it in a single three-month stretch. That climate drives 19 cooling and 14,679 heating degree days, which is what sets the $254 electricity line above.
See the full climate breakdown for Southeast Fairbanks Census Area — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Southeast Fairbanks Census Area
Full Southeast Fairbanks Census Area cost breakdown · Every county in Alaska
Common questions
How much does it cost to own a home in Delta Junction?
A $269,000 home in Delta Junction, Alaska costs approximately $2,376 per month with 20% down at 6.66%. That is $1,383 principal and interest, $375 property tax, $72 homeowners insurance, $322 utilities and $224 set aside for maintenance.
What is the property tax rate in Delta Junction?
Delta Junction has an effective property tax rate of 1.675%, based on a median home value of $268,700 and median real estate taxes of $4,500. That is higher than the Southeast Fairbanks Census Area average of 0.712%.
What is the average home price in Delta Junction?
The median owner-occupied home value in Delta Junction, Alaska is $268,700, against $262,800 across Southeast Fairbanks Census Area.
Is it cheaper to rent or buy in Delta Junction?
Median gross rent in Delta Junction is $1,155 a month, against $2,376 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Delta Junction — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Alaska.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.