Total monthly cost of ownership
Cost to Own a Home in Deenwood, Georgia
A $136,000 home here costs
$1,179per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $699. The real number is $479 higher every month — 69% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Deenwood against Ware County and Georgia
| Measure | Deenwood | Ware County |
|---|---|---|
| Median home value | $135,800 | $106,500 |
| Median property tax | $1,157 | $1,077 |
| Effective tax rate | 0.852% | 1.011% |
| Median gross rent | $838 | $786 |
| Population | 2,340 | 35,958 |
The weather behind that power bill
Deenwood sits in Ware County, which averages a high of 94.1°F in its hottest month and a low of 36.7°F in its coldest, with 50.42" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 2,568 cooling and 1,712 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Ware County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Ware County
Common questions
How much does it cost to own a home in Deenwood?
A $136,000 home in Deenwood, Georgia costs approximately $1,179 per month with 20% down at 6.66%. That is $699 principal and interest, $97 property tax, $59 homeowners insurance, $210 utilities and $113 set aside for maintenance.
What is the property tax rate in Deenwood?
Deenwood has an effective property tax rate of 0.852%, based on a median home value of $135,800 and median real estate taxes of $1,157. That is lower than the Ware County average of 1.011%.
What is the average home price in Deenwood?
The median owner-occupied home value in Deenwood, Georgia is $135,800, against $106,500 across Ware County.
Is it cheaper to rent or buy in Deenwood?
Median gross rent in Deenwood is $838 a month, against $1,179 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Deenwood — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.