Total monthly cost of ownership
Cost to Own a Home in DeCordova, Texas
A $301,000 home here costs
$2,487per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,547. The real number is $940 higher every month — 61% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
DeCordova against Hood County and Texas
| Measure | DeCordova | Hood County |
|---|---|---|
| Median home value | $300,800 | $281,300 |
| Median property tax | $3,285 | $3,240 |
| Effective tax rate | 1.092% | 1.152% |
| Median gross rent | — | $1,414 |
| Population | 3,086 | 64,198 |
The weather behind that power bill
DeCordova sits in Hood County, which averages a high of 96.5°F in its hottest month and a low of 30.8°F in its coldest, with 35.22" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,559 cooling and 2,598 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Hood County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Hood County
Common questions
How much does it cost to own a home in DeCordova?
A $301,000 home in DeCordova, Texas costs approximately $2,487 per month with 20% down at 6.66%. That is $1,547 principal and interest, $274 property tax, $199 homeowners insurance, $216 utilities and $251 set aside for maintenance.
What is the property tax rate in DeCordova?
DeCordova has an effective property tax rate of 1.092%, based on a median home value of $300,800 and median real estate taxes of $3,285. That is lower than the Hood County average of 1.152%.
What is the average home price in DeCordova?
The median owner-occupied home value in DeCordova, Texas is $300,800, against $281,300 across Hood County.
Is it cheaper to rent or buy in DeCordova?
Rent data is not published for DeCordova at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for DeCordova — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.