Total monthly cost of ownership
Cost to Own a Home in De Queen, Arkansas
A $109,000 home here costs
$982per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $560. The real number is $421 higher every month — 75% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
De Queen against Sevier County and Arkansas
| Measure | De Queen | Sevier County |
|---|---|---|
| Median home value | $108,500 | $111,700 |
| Median property tax | $621 | $536 |
| Effective tax rate | 0.572% | 0.480% |
| Median gross rent | $705 | $725 |
| Population | 6,077 | 15,797 |
The weather behind that power bill
De Queen sits in Sevier County, which averages a high of 93.3°F in its hottest month and a low of 31.3°F in its coldest, with 44.35" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,129 cooling and 2,804 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Sevier County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sevier County
Full Sevier County cost breakdown · Every county in Arkansas
Common questions
How much does it cost to own a home in De Queen?
A $109,000 home in De Queen, Arkansas costs approximately $982 per month with 20% down at 6.66%. That is $560 principal and interest, $52 property tax, $81 homeowners insurance, $197 utilities and $91 set aside for maintenance.
What is the property tax rate in De Queen?
De Queen has an effective property tax rate of 0.572%, based on a median home value of $108,500 and median real estate taxes of $621. That is higher than the Sevier County average of 0.480%.
What is the average home price in De Queen?
The median owner-occupied home value in De Queen, Arkansas is $108,500, against $111,700 across Sevier County.
Is it cheaper to rent or buy in De Queen?
Median gross rent in De Queen is $705 a month, against $982 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for De Queen — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.