Total monthly cost of ownership
Cost to Own a Home in De Leon, Texas
A $80,000 home here costs
$933per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $40,000 a year.
A standard mortgage calculator would have told you $436. The real number is $496 higher every month, 114% more than the payment most buyers budget for.
Compare Comanche County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for De Leon from a five-year rolling sample, and with about 2,512 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Comanche County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
De Leon against Comanche County and Texas
| Measure | De Leon | Comanche County |
|---|---|---|
| Median home value | $79,800 | $137,800 |
| Median property tax | $1,609 | $2,082 |
| Effective tax rate | 2.016% | 1.511% |
| Median gross rent | $561 | $823 |
| Population | 2,512 | 13,786 |
The weather behind that power bill
De Leon sits in Comanche County, which averages a high of 96.6°F in its hottest month and a low of 34.0°F in its coldest, with 31.78" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,689 cooling and 2,205 heating degree days, which is what sets the $174 electricity line above.
See the full climate breakdown for Comanche County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Comanche County
Talk to someone who works this market
These are De Leon averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works De Leon every week. Free, no obligation, and we never sell your details to a list.
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Common questions
How much does it cost to own a home in De Leon?
A $80,000 home in De Leon, Texas costs approximately $933 per month with 20% down at 7.24%. That is $436 principal and interest, $134 property tax, $53 homeowners insurance, $242 utilities and $67 set aside for maintenance.
What is the property tax rate in De Leon?
De Leon has an effective property tax rate of 2.016%, based on a median home value of $79,800 and median real estate taxes of $1,609. That is higher than the Comanche County average of 1.511%.
What is the average home price in De Leon?
The median owner-occupied home value in De Leon, Texas is $79,800, against $137,800 across Comanche County.
Is it cheaper to rent or buy in De Leon?
Median gross rent in De Leon is $561 a month, against $933 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in De Leon?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in De Leon, Texas at today's rate takes a household income of roughly $40,000 a year. That covers the full $933 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for De Leon, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Texas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.