Total monthly cost of ownership
Cost to Own a Home in De Leon, Texas
A $80,000 home here costs
$881per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $411. The real number is $470 higher every month — 114% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
De Leon against Comanche County and Texas
| Measure | De Leon | Comanche County |
|---|---|---|
| Median home value | $79,800 | $137,800 |
| Median property tax | $1,609 | $2,082 |
| Effective tax rate | 2.016% | 1.511% |
| Median gross rent | $561 | $823 |
| Population | 2,512 | 13,786 |
The weather behind that power bill
De Leon sits in Comanche County, which averages a high of 96.6°F in its hottest month and a low of 34.0°F in its coldest, with 31.78" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,689 cooling and 2,205 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Comanche County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Comanche County
Common questions
How much does it cost to own a home in De Leon?
A $80,000 home in De Leon, Texas costs approximately $881 per month with 20% down at 6.66%. That is $411 principal and interest, $134 property tax, $53 homeowners insurance, $216 utilities and $67 set aside for maintenance.
What is the property tax rate in De Leon?
De Leon has an effective property tax rate of 2.016%, based on a median home value of $79,800 and median real estate taxes of $1,609. That is higher than the Comanche County average of 1.511%.
What is the average home price in De Leon?
The median owner-occupied home value in De Leon, Texas is $79,800, against $137,800 across Comanche County.
Is it cheaper to rent or buy in De Leon?
Median gross rent in De Leon is $561 a month, against $881 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for De Leon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.