Total monthly cost of ownership
Cost to Own a Home in Day Heights, Ohio
A $241,000 home here costs
$2,152per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $92,000 a year.
A standard mortgage calculator would have told you $1,314. The real number is $838 higher every month, 64% more than the payment most buyers budget for.
Compare Clermont County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Day Heights from a five-year rolling sample, and with about 2,556 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Clermont County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Day Heights against Clermont County and Ohio
| Measure | Day Heights | Clermont County |
|---|---|---|
| Median home value | $241,100 | $245,600 |
| Median property tax | $3,789 | $3,141 |
| Effective tax rate | 1.572% | 1.279% |
| Median gross rent | $1,171 | $1,040 |
| Population | 2,556 | 209,862 |
The weather behind that power bill
Day Heights sits in Clermont County, which averages a high of 86.6°F in its hottest month and a low of 23.6°F in its coldest, with 43.4" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,126 cooling and 4,804 heating degree days, which is what sets the $164 electricity line above.
See the full climate breakdown for Clermont County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clermont County
Talk to someone who works this market
These are Day Heights averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Day Heights every week. Free, no obligation, and we never sell your details to a list.
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Common questions
How much does it cost to own a home in Day Heights?
A $241,000 home in Day Heights, Ohio costs approximately $2,152 per month with 20% down at 7.24%. That is $1,314 principal and interest, $316 property tax, $90 homeowners insurance, $232 utilities and $201 set aside for maintenance.
What is the property tax rate in Day Heights?
Day Heights has an effective property tax rate of 1.572%, based on a median home value of $241,100 and median real estate taxes of $3,789. That is higher than the Clermont County average of 1.279%.
What is the average home price in Day Heights?
The median owner-occupied home value in Day Heights, Ohio is $241,100, against $245,600 across Clermont County.
Is it cheaper to rent or buy in Day Heights?
Median gross rent in Day Heights is $1,171 a month, against $2,152 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Day Heights?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Day Heights, Ohio at today's rate takes a household income of roughly $92,000 a year. That covers the full $2,152 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Day Heights, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Ohio.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.