Total monthly cost of ownership
Cost to Own a Home in Dawsonville, Georgia
A $328,000 home here costs
$2,472per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,686. The real number is $785 higher every month — 47% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Dawsonville against Dawson County and Georgia
| Measure | Dawsonville | Dawson County |
|---|---|---|
| Median home value | $327,800 | $351,900 |
| Median property tax | $1,912 | $2,224 |
| Effective tax rate | 0.583% | 0.632% |
| Median gross rent | $994 | $1,425 |
| Population | 4,147 | 28,704 |
The weather behind that power bill
Dawsonville sits in Dawson County, which averages a high of 88.1°F in its hottest month and a low of 33.7°F in its coldest, with 52.38" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,632 cooling and 3,002 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Dawson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Dawson County
No other places of this size are published in Dawson County.
Common questions
How much does it cost to own a home in Dawsonville?
A $328,000 home in Dawsonville, Georgia costs approximately $2,472 per month with 20% down at 6.66%. That is $1,686 principal and interest, $159 property tax, $142 homeowners insurance, $210 utilities and $273 set aside for maintenance.
What is the property tax rate in Dawsonville?
Dawsonville has an effective property tax rate of 0.583%, based on a median home value of $327,800 and median real estate taxes of $1,912. That is lower than the Dawson County average of 0.632%.
What is the average home price in Dawsonville?
The median owner-occupied home value in Dawsonville, Georgia is $327,800, against $351,900 across Dawson County.
Is it cheaper to rent or buy in Dawsonville?
Median gross rent in Dawsonville is $994 a month, against $2,472 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Dawsonville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.