Total monthly cost of ownership
Cost to Own a Home in Dawson, Georgia
A $95,000 home here costs
$935per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $488. The real number is $447 higher every month — 91% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Dawson against Terrell County and Georgia
| Measure | Dawson | Terrell County |
|---|---|---|
| Median home value | $94,800 | $111,500 |
| Median property tax | $1,386 | $1,222 |
| Effective tax rate | 1.462% | 1.096% |
| Median gross rent | $728 | $727 |
| Population | 4,292 | 8,941 |
The weather behind that power bill
Dawson sits in Terrell County, which averages a high of 93.2°F in its hottest month and a low of 39.1°F in its coldest, with 46.63" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,692 cooling and 1,684 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Terrell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Terrell County
No other places of this size are published in Terrell County.
Full Terrell County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Dawson?
A $95,000 home in Dawson, Georgia costs approximately $935 per month with 20% down at 6.66%. That is $488 principal and interest, $116 property tax, $41 homeowners insurance, $210 utilities and $79 set aside for maintenance.
What is the property tax rate in Dawson?
Dawson has an effective property tax rate of 1.462%, based on a median home value of $94,800 and median real estate taxes of $1,386. That is higher than the Terrell County average of 1.096%.
What is the average home price in Dawson?
The median owner-occupied home value in Dawson, Georgia is $94,800, against $111,500 across Terrell County.
Is it cheaper to rent or buy in Dawson?
Median gross rent in Dawson is $728 a month, against $935 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Dawson — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.