Cost to Own
United StatesGeorgiaLowndes CountyDasher Population 1,212 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Dasher, Georgia

A $186,000 home here costs

$1,509

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $956. The real number is $553 higher every month — 58% more than the payment most buyers budget for.

Dasher median: $185,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $148,800 borrowed $956
Property tax0.691% effective rate for Dasher itself $107
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $81
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $155
Total monthly $1,509

Dasher against Lowndes County and Georgia

MeasureDasherLowndes County
Median home value$185,700$197,900
Median property tax$1,284$1,643
Effective tax rate0.691%0.830%
Median gross rent$942$1,002
Population1,212119,055

The weather behind that power bill

Dasher sits in Lowndes County, which averages a high of 92.1°F in its hottest month and a low of 38.6°F in its coldest, with 48.41" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,409 cooling and 1,649 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Lowndes County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lowndes County

Full Lowndes County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Dasher?

A $186,000 home in Dasher, Georgia costs approximately $1,509 per month with 20% down at 6.66%. That is $956 principal and interest, $107 property tax, $81 homeowners insurance, $210 utilities and $155 set aside for maintenance.

What is the property tax rate in Dasher?

Dasher has an effective property tax rate of 0.691%, based on a median home value of $185,700 and median real estate taxes of $1,284. That is lower than the Lowndes County average of 0.830%.

What is the average home price in Dasher?

The median owner-occupied home value in Dasher, Georgia is $185,700, against $197,900 across Lowndes County.

Is it cheaper to rent or buy in Dasher?

Median gross rent in Dasher is $942 a month, against $1,509 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Dasher — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology