Total monthly cost of ownership
Cost to Own a Home in Darlington, Wisconsin
A $134,000 home here costs
$1,336per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $689. The real number is $648 higher every month — 94% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Darlington against Lafayette County and Wisconsin
| Measure | Darlington | Lafayette County |
|---|---|---|
| Median home value | $134,300 | $182,100 |
| Median property tax | $3,078 | $2,980 |
| Effective tax rate | 2.292% | 1.636% |
| Median gross rent | $885 | $835 |
| Population | 2,473 | 16,788 |
The weather behind that power bill
Darlington sits in Lafayette County, which averages a high of 82.2°F in its hottest month and a low of 8.4°F in its coldest, with 37.64" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 570 cooling and 7,384 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Lafayette County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lafayette County
Full Lafayette County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Darlington?
A $134,000 home in Darlington, Wisconsin costs approximately $1,336 per month with 20% down at 6.66%. That is $689 principal and interest, $256 property tax, $35 homeowners insurance, $245 utilities and $112 set aside for maintenance.
What is the property tax rate in Darlington?
Darlington has an effective property tax rate of 2.292%, based on a median home value of $134,300 and median real estate taxes of $3,078. That is higher than the Lafayette County average of 1.636%.
What is the average home price in Darlington?
The median owner-occupied home value in Darlington, Wisconsin is $134,300, against $182,100 across Lafayette County.
Is it cheaper to rent or buy in Darlington?
Median gross rent in Darlington is $885 a month, against $1,336 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Darlington — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.