Total monthly cost of ownership
Cost to Own a Home in Darien, Georgia
A $144,000 home here costs
$1,257per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $740. The real number is $517 higher every month — 70% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Darien against McIntosh County and Georgia
| Measure | Darien | McIntosh County |
|---|---|---|
| Median home value | $143,700 | $173,900 |
| Median property tax | $1,483 | $1,310 |
| Effective tax rate | 1.032% | 0.753% |
| Median gross rent | $797 | $781 |
| Population | 1,260 | 11,187 |
The weather behind that power bill
Darien sits in McIntosh County, which averages a high of 91.3°F in its hottest month and a low of 42.6°F in its coldest, with 49.95" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 2,690 cooling and 1,424 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for McIntosh County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in McIntosh County
No other places of this size are published in McIntosh County.
Full McIntosh County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Darien?
A $144,000 home in Darien, Georgia costs approximately $1,257 per month with 20% down at 6.66%. That is $740 principal and interest, $124 property tax, $63 homeowners insurance, $210 utilities and $120 set aside for maintenance.
What is the property tax rate in Darien?
Darien has an effective property tax rate of 1.032%, based on a median home value of $143,700 and median real estate taxes of $1,483. That is higher than the McIntosh County average of 0.753%.
What is the average home price in Darien?
The median owner-occupied home value in Darien, Georgia is $143,700, against $173,900 across McIntosh County.
Is it cheaper to rent or buy in Darien?
Median gross rent in Darien is $797 a month, against $1,257 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Darien — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.