Total monthly cost of ownership
Cost to Own a Home in Danville, Pennsylvania
A $184,000 home here costs
$1,576per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $946. The real number is $630 higher every month — 67% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Danville against Montour County and Pennsylvania
| Measure | Danville | Montour County |
|---|---|---|
| Median home value | $183,600 | $240,300 |
| Median property tax | $1,837 | $2,475 |
| Effective tax rate | 1.001% | 1.030% |
| Median gross rent | $969 | $1,057 |
| Population | 4,225 | 18,079 |
The weather behind that power bill
Danville sits in Montour County, which averages a high of 84.3°F in its hottest month and a low of 19.7°F in its coldest, with 40.91" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 743 cooling and 5,790 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Montour County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Montour County
No other places of this size are published in Montour County.
Full Montour County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Danville?
A $184,000 home in Danville, Pennsylvania costs approximately $1,576 per month with 20% down at 6.66%. That is $946 principal and interest, $153 property tax, $61 homeowners insurance, $262 utilities and $153 set aside for maintenance.
What is the property tax rate in Danville?
Danville has an effective property tax rate of 1.001%, based on a median home value of $183,600 and median real estate taxes of $1,837. That is lower than the Montour County average of 1.030%.
What is the average home price in Danville?
The median owner-occupied home value in Danville, Pennsylvania is $183,600, against $240,300 across Montour County.
Is it cheaper to rent or buy in Danville?
Median gross rent in Danville is $969 a month, against $1,576 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Danville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.