Cost to Own
United StatesWest VirginiaRaleigh CountyDaniels Population 1,542 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Daniels, West Virginia

A $182,000 home here costs

$1,471

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $936. The real number is $535 higher every month — 57% more than the payment most buyers budget for.

Daniels median: $182,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $145,600 borrowed $936
Property tax0.454% effective rate for Daniels itself $69
Homeowners insuranceWest Virginia averages $1,016/yr (NAIC), or 0.632% of home value $96
Electricity16.8¢/kWh — West Virginia residential average, EIA $151
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $152
Total monthly $1,471

Daniels against Raleigh County and West Virginia

MeasureDanielsRaleigh County
Median home value$182,100$142,600
Median property tax$826$733
Effective tax rate0.454%0.514%
Median gross rent$847
Population1,54273,666

The weather behind that power bill

Daniels sits in Raleigh County, which averages a high of 79.1°F in its hottest month and a low of 19.3°F in its coldest, with 43.36" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 351 cooling and 5,904 heating degree days, which is what sets the $151 electricity line above.

See the full climate breakdown for Raleigh County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Raleigh County

Full Raleigh County cost breakdown · Every county in West Virginia

Common questions

How much does it cost to own a home in Daniels?

A $182,000 home in Daniels, West Virginia costs approximately $1,471 per month with 20% down at 6.66%. That is $936 principal and interest, $69 property tax, $96 homeowners insurance, $219 utilities and $152 set aside for maintenance.

What is the property tax rate in Daniels?

Daniels has an effective property tax rate of 0.454%, based on a median home value of $182,100 and median real estate taxes of $826. That is lower than the Raleigh County average of 0.514%.

What is the average home price in Daniels?

The median owner-occupied home value in Daniels, West Virginia is $182,100, against $142,600 across Raleigh County.

Is it cheaper to rent or buy in Daniels?

Rent data is not published for Daniels at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Daniels — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for West Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology