Total monthly cost of ownership
Cost to Own a Home in Daleville, Virginia
A $340,000 home here costs
$2,523per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,748. The real number is $775 higher every month — 44% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Daleville against Botetourt County and Virginia
| Measure | Daleville | Botetourt County |
|---|---|---|
| Median home value | $340,300 | $268,900 |
| Median property tax | $2,181 | $1,761 |
| Effective tax rate | 0.641% | 0.655% |
| Median gross rent | $1,749 | $951 |
| Population | 3,166 | 33,875 |
The weather behind that power bill
Daleville sits in Botetourt County, which averages a high of 86.5°F in its hottest month and a low of 26.9°F in its coldest, with 43.61" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,223 cooling and 4,271 heating degree days, which is what sets the $158 electricity line above.
See the full climate breakdown for Botetourt County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Botetourt County
Full Botetourt County cost breakdown · Every county in Virginia
Common questions
How much does it cost to own a home in Daleville?
A $340,000 home in Daleville, Virginia costs approximately $2,523 per month with 20% down at 6.66%. That is $1,748 principal and interest, $182 property tax, $84 homeowners insurance, $226 utilities and $283 set aside for maintenance.
What is the property tax rate in Daleville?
Daleville has an effective property tax rate of 0.641%, based on a median home value of $340,300 and median real estate taxes of $2,181. That is lower than the Botetourt County average of 0.655%.
What is the average home price in Daleville?
The median owner-occupied home value in Daleville, Virginia is $340,300, against $268,900 across Botetourt County.
Is it cheaper to rent or buy in Daleville?
Median gross rent in Daleville is $1,749 a month, against $2,523 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Daleville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.