Total monthly cost of ownership
Cost to Own a Home in Daleville, Alabama
A $114,000 home here costs
$1,012per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $586. The real number is $426 higher every month — 73% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Daleville against Dale County and Alabama
| Measure | Daleville | Dale County |
|---|---|---|
| Median home value | $114,400 | $129,100 |
| Median property tax | $417 | $426 |
| Effective tax rate | 0.365% | 0.330% |
| Median gross rent | $783 | $863 |
| Population | 4,891 | 49,516 |
The weather behind that power bill
Daleville sits in Dale County, which averages a high of 93.3°F in its hottest month and a low of 39.8°F in its coldest, with 53.85" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,686 cooling and 1,633 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Dale County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Dale County
Common questions
How much does it cost to own a home in Daleville?
A $114,000 home in Daleville, Alabama costs approximately $1,012 per month with 20% down at 6.66%. That is $586 principal and interest, $35 property tax, $78 homeowners insurance, $219 utilities and $95 set aside for maintenance.
What is the property tax rate in Daleville?
Daleville has an effective property tax rate of 0.365%, based on a median home value of $114,400 and median real estate taxes of $417. That is higher than the Dale County average of 0.330%.
What is the average home price in Daleville?
The median owner-occupied home value in Daleville, Alabama is $114,400, against $129,100 across Dale County.
Is it cheaper to rent or buy in Daleville?
Median gross rent in Daleville is $783 a month, against $1,012 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Daleville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Alabama.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.