Cost to Own
United StatesVirginiaKing George CountyDahlgren Population 3,417 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Dahlgren, Virginia

A $383,000 home here costs

$2,783

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,969. The real number is $814 higher every month — 41% more than the payment most buyers budget for.

Dahlgren median: $383,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $306,400 borrowed $1,969
Property tax0.546% effective rate for Dahlgren itself $174
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $94
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $319
Total monthly $2,783

Dahlgren against King George County and Virginia

MeasureDahlgrenKing George County
Median home value$383,400$395,900
Median property tax$2,093$2,221
Effective tax rate0.546%0.561%
Median gross rent$1,291$1,426
Population3,41727,468

The weather behind that power bill

Dahlgren sits in King George County, which averages a high of 88.0°F in its hottest month and a low of 28.3°F in its coldest, with 41.03" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,512 cooling and 4,002 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for King George County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in King George County

Full King George County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Dahlgren?

A $383,000 home in Dahlgren, Virginia costs approximately $2,783 per month with 20% down at 6.66%. That is $1,969 principal and interest, $174 property tax, $94 homeowners insurance, $226 utilities and $319 set aside for maintenance.

What is the property tax rate in Dahlgren?

Dahlgren has an effective property tax rate of 0.546%, based on a median home value of $383,400 and median real estate taxes of $2,093. That is lower than the King George County average of 0.561%.

What is the average home price in Dahlgren?

The median owner-occupied home value in Dahlgren, Virginia is $383,400, against $395,900 across King George County.

Is it cheaper to rent or buy in Dahlgren?

Median gross rent in Dahlgren is $1,291 a month, against $2,783 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Dahlgren — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology