Total monthly cost of ownership
Cost to Own a Home in Dadeville, Alabama
A $164,000 home here costs
$1,347per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $843. The real number is $504 higher every month — 60% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Dadeville against Tallapoosa County and Alabama
| Measure | Dadeville | Tallapoosa County |
|---|---|---|
| Median home value | $163,500 | $144,800 |
| Median property tax | $435 | $450 |
| Effective tax rate | 0.266% | 0.311% |
| Median gross rent | $946 | $734 |
| Population | 3,034 | 41,070 |
The weather behind that power bill
Dadeville sits in Tallapoosa County, which averages a high of 90.0°F in its hottest month and a low of 30.2°F in its coldest, with 56.52" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,602 cooling and 2,958 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Tallapoosa County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Tallapoosa County
Full Tallapoosa County cost breakdown · Every county in Alabama
Common questions
How much does it cost to own a home in Dadeville?
A $164,000 home in Dadeville, Alabama costs approximately $1,347 per month with 20% down at 6.66%. That is $843 principal and interest, $36 property tax, $112 homeowners insurance, $219 utilities and $137 set aside for maintenance.
What is the property tax rate in Dadeville?
Dadeville has an effective property tax rate of 0.266%, based on a median home value of $163,500 and median real estate taxes of $435. That is lower than the Tallapoosa County average of 0.311%.
What is the average home price in Dadeville?
The median owner-occupied home value in Dadeville, Alabama is $163,500, against $144,800 across Tallapoosa County.
Is it cheaper to rent or buy in Dadeville?
Median gross rent in Dadeville is $946 a month, against $1,347 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Dadeville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Alabama.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.