Total monthly cost of ownership
Cost to Own a Home in Cuero, Texas
A $186,000 home here costs
$1,574per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $956. The real number is $617 higher every month — 65% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Cuero against DeWitt County and Texas
| Measure | Cuero | DeWitt County |
|---|---|---|
| Median home value | $185,600 | $167,200 |
| Median property tax | $1,479 | $1,437 |
| Effective tax rate | 0.797% | 0.859% |
| Median gross rent | $948 | $955 |
| Population | 8,147 | 19,853 |
The weather behind that power bill
Cuero sits in DeWitt County, which averages a high of 98.3°F in its hottest month and a low of 42.0°F in its coldest, with 34.22" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 3,454 cooling and 1,275 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for DeWitt County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in DeWitt County
Common questions
How much does it cost to own a home in Cuero?
A $186,000 home in Cuero, Texas costs approximately $1,574 per month with 20% down at 6.66%. That is $956 principal and interest, $124 property tax, $123 homeowners insurance, $216 utilities and $155 set aside for maintenance.
What is the property tax rate in Cuero?
Cuero has an effective property tax rate of 0.797%, based on a median home value of $185,600 and median real estate taxes of $1,479. That is lower than the DeWitt County average of 0.859%.
What is the average home price in Cuero?
The median owner-occupied home value in Cuero, Texas is $185,600, against $167,200 across DeWitt County.
Is it cheaper to rent or buy in Cuero?
Median gross rent in Cuero is $948 a month, against $1,574 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Cuero — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.