Total monthly cost of ownership
Cost to Own a Home in Cuero, Texas
A $186,000 home here costs
$1,658per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $71,000 a year.
A standard mortgage calculator would have told you $1,014. The real number is $644 higher every month, 64% more than the payment most buyers budget for.
Compare DeWitt County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Cuero against DeWitt County and Texas
| Measure | Cuero | DeWitt County |
|---|---|---|
| Median home value | $185,600 | $167,200 |
| Median property tax | $1,479 | $1,437 |
| Effective tax rate | 0.797% | 0.859% |
| Median gross rent | $948 | $955 |
| Population | 8,147 | 19,853 |
The weather behind that power bill
Cuero sits in DeWitt County, which averages a high of 98.3°F in its hottest month and a low of 42.0°F in its coldest, with 34.22" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 3,454 cooling and 1,275 heating degree days, which is what sets the $174 electricity line above.
See the full climate breakdown for DeWitt County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in DeWitt County
Talk to someone who works this market
These are Cuero averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Cuero every week. Free, no obligation, and we never sell your details to a list.
Common questions
How much does it cost to own a home in Cuero?
A $186,000 home in Cuero, Texas costs approximately $1,658 per month with 20% down at 7.24%. That is $1,014 principal and interest, $124 property tax, $123 homeowners insurance, $242 utilities and $155 set aside for maintenance.
What is the property tax rate in Cuero?
Cuero has an effective property tax rate of 0.797%, based on a median home value of $185,600 and median real estate taxes of $1,479. That is lower than the DeWitt County average of 0.859%.
What is the average home price in Cuero?
The median owner-occupied home value in Cuero, Texas is $185,600, against $167,200 across DeWitt County.
Is it cheaper to rent or buy in Cuero?
Median gross rent in Cuero is $948 a month, against $1,658 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Cuero?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Cuero, Texas at today's rate takes a household income of roughly $71,000 a year. That covers the full $1,658 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Cuero, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Texas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.