Total monthly cost of ownership
Cost to Own a Home in Crow Agency, Montana
A $89,000 home here costs
$821per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $458. The real number is $363 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Crow Agency against Big Horn County and Montana
| Measure | Crow Agency | Big Horn County |
|---|---|---|
| Median home value | $88,500 | $148,200 |
| Median property tax | $700 | $1,482 |
| Effective tax rate | 0.791% | 1.000% |
| Median gross rent | $470 | $686 |
| Population | 2,110 | 12,963 |
The weather behind that power bill
Crow Agency sits in Big Horn County, which averages a high of 90.0°F in its hottest month and a low of 10.4°F in its coldest, with 16.48" of precipitation a year and 49% of it in a single three-month stretch. That climate drives 468 cooling and 7,375 heating degree days, which is what sets the $132 electricity line above.
See the full climate breakdown for Big Horn County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Big Horn County
Full Big Horn County cost breakdown · Every county in Montana
Common questions
How much does it cost to own a home in Crow Agency?
A $89,000 home in Crow Agency, Montana costs approximately $821 per month with 20% down at 6.66%. That is $458 principal and interest, $59 property tax, $31 homeowners insurance, $200 utilities and $74 set aside for maintenance.
What is the property tax rate in Crow Agency?
Crow Agency has an effective property tax rate of 0.791%, based on a median home value of $88,500 and median real estate taxes of $700. That is lower than the Big Horn County average of 1.000%.
What is the average home price in Crow Agency?
The median owner-occupied home value in Crow Agency, Montana is $88,500, against $148,200 across Big Horn County.
Is it cheaper to rent or buy in Crow Agency?
Median gross rent in Crow Agency is $470 a month, against $821 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Crow Agency — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Montana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.