Total monthly cost of ownership
Cost to Own a Home in Crow Agency, Montana
A $89,000 home here costs
$849per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $36,500 a year.
A standard mortgage calculator would have told you $485. The real number is $364 higher every month, 75% more than the payment most buyers budget for.
Compare Big Horn County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Crow Agency from a five-year rolling sample, and with about 2,110 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Big Horn County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Crow Agency against Big Horn County and Montana
| Measure | Crow Agency | Big Horn County |
|---|---|---|
| Median home value | $88,500 | $148,200 |
| Median property tax | $700 | $1,482 |
| Effective tax rate | 0.791% | 1.000% |
| Median gross rent | $470 | $686 |
| Population | 2,110 | 12,963 |
The weather behind that power bill
Crow Agency sits in Big Horn County, which averages a high of 90.0°F in its hottest month and a low of 10.4°F in its coldest, with 16.48" of precipitation a year and 49% of it in a single three-month stretch. That climate drives 468 cooling and 7,375 heating degree days, which is what sets the $133 electricity line above.
See the full climate breakdown for Big Horn County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Big Horn County
Full Big Horn County cost breakdown · Every county in Montana
Talk to someone who works this market
These are Crow Agency averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Crow Agency every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Crow Agency I already own here and may sell
Common questions
How much does it cost to own a home in Crow Agency?
A $89,000 home in Crow Agency, Montana costs approximately $849 per month with 20% down at 7.24%. That is $485 principal and interest, $59 property tax, $31 homeowners insurance, $201 utilities and $74 set aside for maintenance.
What is the property tax rate in Crow Agency?
Crow Agency has an effective property tax rate of 0.791%, based on a median home value of $88,500 and median real estate taxes of $700. That is lower than the Big Horn County average of 1.000%.
What is the average home price in Crow Agency?
The median owner-occupied home value in Crow Agency, Montana is $88,500, against $148,200 across Big Horn County.
Is it cheaper to rent or buy in Crow Agency?
Median gross rent in Crow Agency is $470 a month, against $849 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Crow Agency?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Crow Agency, Montana at today's rate takes a household income of roughly $36,500 a year. That covers the full $849 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Crow Agency, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Montana.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.