Total monthly cost of ownership
Cost to Own a Home in Crooks, South Dakota
A $271,000 home here costs
$2,289per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $98,000 a year.
A standard mortgage calculator would have told you $1,477. The real number is $811 higher every month, 55% more than the payment most buyers budget for.
Compare Minnehaha County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Crooks from a five-year rolling sample, and with about 1,216 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Minnehaha County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Crooks against Minnehaha County and South Dakota
| Measure | Crooks | Minnehaha County |
|---|---|---|
| Median home value | $270,500 | $266,600 |
| Median property tax | $2,909 | $3,090 |
| Effective tax rate | 1.075% | 1.159% |
| Median gross rent | $1,113 | $954 |
| Population | 1,216 | 200,689 |
The weather behind that power bill
Crooks sits in Minnehaha County, which averages a high of 85.3°F in its hottest month and a low of 8.5°F in its coldest, with 27.85" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 847 cooling and 7,248 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Minnehaha County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Minnehaha County
Full Minnehaha County cost breakdown · Every county in South Dakota
Talk to someone who works this market
These are Crooks averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Crooks every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Crooks I already own here and may sell
Common questions
How much does it cost to own a home in Crooks?
A $271,000 home in Crooks, South Dakota costs approximately $2,289 per month with 20% down at 7.24%. That is $1,477 principal and interest, $243 property tax, $124 homeowners insurance, $219 utilities and $226 set aside for maintenance.
What is the property tax rate in Crooks?
Crooks has an effective property tax rate of 1.075%, based on a median home value of $270,500 and median real estate taxes of $2,909. That is lower than the Minnehaha County average of 1.159%.
What is the average home price in Crooks?
The median owner-occupied home value in Crooks, South Dakota is $270,500, against $266,600 across Minnehaha County.
Is it cheaper to rent or buy in Crooks?
Median gross rent in Crooks is $1,113 a month, against $2,289 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Crooks?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Crooks, South Dakota at today's rate takes a household income of roughly $98,000 a year. That covers the full $2,289 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Crooks, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for South Dakota.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.