Cost to Own
United StatesVirginiaAugusta CountyCrimora Population 1,823 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Crimora, Virginia

A $196,000 home here costs

$1,519

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,008. The real number is $511 higher every month — 51% more than the payment most buyers budget for.

Crimora median: $195,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $156,800 borrowed $1,008
Property tax0.450% effective rate for Crimora itself $74
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $48
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $163
Total monthly $1,519

Crimora against Augusta County and Virginia

MeasureCrimoraAugusta County
Median home value$195,800$281,400
Median property tax$882$1,379
Effective tax rate0.450%0.490%
Median gross rent$1,057
Population1,82377,713

The weather behind that power bill

Crimora sits in Augusta County, which averages a high of 84.1°F in its hottest month and a low of 24.7°F in its coldest, with 40.64" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 892 cooling and 4,834 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for Augusta County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Augusta County

Full Augusta County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Crimora?

A $196,000 home in Crimora, Virginia costs approximately $1,519 per month with 20% down at 6.66%. That is $1,008 principal and interest, $74 property tax, $48 homeowners insurance, $226 utilities and $163 set aside for maintenance.

What is the property tax rate in Crimora?

Crimora has an effective property tax rate of 0.450%, based on a median home value of $195,800 and median real estate taxes of $882. That is lower than the Augusta County average of 0.490%.

What is the average home price in Crimora?

The median owner-occupied home value in Crimora, Virginia is $195,800, against $281,400 across Augusta County.

Is it cheaper to rent or buy in Crimora?

Rent data is not published for Crimora at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Crimora — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology