Cost to Own
United StatesLouisianaIberville ParishCrescent Population 1,121 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Crescent, Louisiana

A $53,000 home here costs

$602

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $272. The real number is $329 higher every month — 121% more than the payment most buyers budget for.

Crescent median: $53,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $42,400 borrowed $272
Property tax0.953% effective rate for Crescent itself $42
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $48
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $44
Total monthly $602

Crescent against Iberville Parish and Louisiana

MeasureCrescentIberville Parish
Median home value$53,300$177,100
Median property tax$508$581
Effective tax rate0.953%0.328%
Median gross rent$817
Population1,12129,950

The weather behind that power bill

Crescent sits in Iberville Parish, which averages a high of 91.8°F in its hottest month and a low of 39.6°F in its coldest, with 64.46" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,563 cooling and 1,692 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Iberville Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Iberville Parish

Full Iberville Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Crescent?

A $53,000 home in Crescent, Louisiana costs approximately $602 per month with 20% down at 6.66%. That is $272 principal and interest, $42 property tax, $48 homeowners insurance, $195 utilities and $44 set aside for maintenance.

What is the property tax rate in Crescent?

Crescent has an effective property tax rate of 0.953%, based on a median home value of $53,300 and median real estate taxes of $508. That is higher than the Iberville Parish average of 0.328%.

What is the average home price in Crescent?

The median owner-occupied home value in Crescent, Louisiana is $53,300, against $177,100 across Iberville Parish.

Is it cheaper to rent or buy in Crescent?

Rent data is not published for Crescent at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Crescent — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology