Total monthly cost of ownership
Cost to Own a Home in Creighton, Nebraska
A $104,000 home here costs
$970per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $535. The real number is $435 higher every month — 81% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Creighton against Knox County and Nebraska
| Measure | Creighton | Knox County |
|---|---|---|
| Median home value | $103,700 | $116,900 |
| Median property tax | $1,115 | $1,426 |
| Effective tax rate | 1.075% | 1.220% |
| Median gross rent | $732 | $692 |
| Population | 1,199 | 8,362 |
The weather behind that power bill
Creighton sits in Knox County, which averages a high of 88.2°F in its hottest month and a low of 13.0°F in its coldest, with 24.3" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 1,072 cooling and 6,215 heating degree days, which is what sets the $122 electricity line above.
See the full climate breakdown for Knox County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Knox County
No other places of this size are published in Knox County.
Common questions
How much does it cost to own a home in Creighton?
A $104,000 home in Creighton, Nebraska costs approximately $970 per month with 20% down at 6.66%. That is $535 principal and interest, $93 property tax, $65 homeowners insurance, $190 utilities and $87 set aside for maintenance.
What is the property tax rate in Creighton?
Creighton has an effective property tax rate of 1.075%, based on a median home value of $103,700 and median real estate taxes of $1,115. That is lower than the Knox County average of 1.220%.
What is the average home price in Creighton?
The median owner-occupied home value in Creighton, Nebraska is $103,700, against $116,900 across Knox County.
Is it cheaper to rent or buy in Creighton?
Median gross rent in Creighton is $732 a month, against $970 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Creighton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Nebraska.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.