Cost to Own
United StatesFloridaWakulla CountyCrawfordville Population 5,892 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Crawfordville, Florida

A $244,000 home here costs

$1,967

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,254. The real number is $712 higher every month — 57% more than the payment most buyers budget for.

Crawfordville median: $243,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $195,200 borrowed $1,254
Property tax0.772% effective rate for Crawfordville itself $157
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $147
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $203
Total monthly $1,967

Crawfordville against Wakulla County and Florida

MeasureCrawfordvilleWakulla County
Median home value$243,900$216,300
Median property tax$1,884$1,408
Effective tax rate0.772%0.651%
Median gross rent$1,294$1,155
Population5,89234,608

The weather behind that power bill

Crawfordville sits in Wakulla County, which averages a high of 92.1°F in its hottest month and a low of 40.5°F in its coldest, with 58.81" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,758 cooling and 1,473 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Wakulla County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Wakulla County

No other places of this size are published in Wakulla County.

Full Wakulla County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Crawfordville?

A $244,000 home in Crawfordville, Florida costs approximately $1,967 per month with 20% down at 6.66%. That is $1,254 principal and interest, $157 property tax, $147 homeowners insurance, $204 utilities and $203 set aside for maintenance.

What is the property tax rate in Crawfordville?

Crawfordville has an effective property tax rate of 0.772%, based on a median home value of $243,900 and median real estate taxes of $1,884. That is higher than the Wakulla County average of 0.651%.

What is the average home price in Crawfordville?

The median owner-occupied home value in Crawfordville, Florida is $243,900, against $216,300 across Wakulla County.

Is it cheaper to rent or buy in Crawfordville?

Median gross rent in Crawfordville is $1,294 a month, against $1,967 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Crawfordville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology