Total monthly cost of ownership
Cost to Own a Home in Crandall, Texas
A $273,000 home here costs
$2,530per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,403. The real number is $1,127 higher every month — 80% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Crandall against Kaufman County and Texas
| Measure | Crandall | Kaufman County |
|---|---|---|
| Median home value | $272,900 | $290,800 |
| Median property tax | $6,034 | $5,036 |
| Effective tax rate | 2.211% | 1.732% |
| Median gross rent | $1,274 | $1,408 |
| Population | 4,307 | 160,718 |
The weather behind that power bill
Crandall sits in Kaufman County, which averages a high of 96.3°F in its hottest month and a low of 35.7°F in its coldest, with 38.42" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,738 cooling and 2,211 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Kaufman County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Kaufman County
Common questions
How much does it cost to own a home in Crandall?
A $273,000 home in Crandall, Texas costs approximately $2,530 per month with 20% down at 6.66%. That is $1,403 principal and interest, $503 property tax, $181 homeowners insurance, $216 utilities and $228 set aside for maintenance.
What is the property tax rate in Crandall?
Crandall has an effective property tax rate of 2.211%, based on a median home value of $272,900 and median real estate taxes of $6,034. That is higher than the Kaufman County average of 1.732%.
What is the average home price in Crandall?
The median owner-occupied home value in Crandall, Texas is $272,900, against $290,800 across Kaufman County.
Is it cheaper to rent or buy in Crandall?
Median gross rent in Crandall is $1,274 a month, against $2,530 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Crandall — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.