Total monthly cost of ownership
Cost to Own a Home in Coushatta, Louisiana
A $92,000 home here costs
$901per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $38,500 a year.
A standard mortgage calculator would have told you $502. The real number is $399 higher every month, 80% more than the payment most buyers budget for.
Compare Red River Parish with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Coushatta from a five-year rolling sample, and with about 1,945 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Red River Parish figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Coushatta against Red River Parish and Louisiana
| Measure | Coushatta | Red River Parish |
|---|---|---|
| Median home value | $91,800 | $103,200 |
| Median property tax | $199 | $555 |
| Effective tax rate | 0.217% | 0.538% |
| Median gross rent | $701 | $731 |
| Population | 1,945 | 7,529 |
The weather behind that power bill
Coushatta sits in Red River Parish, which averages a high of 93.0°F in its hottest month and a low of 34.2°F in its coldest, with 56.7" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,203 cooling and 2,406 heating degree days, which is what sets the $155 electricity line above.
See the full climate breakdown for Red River Parish , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Red River Parish
No other places of this size are published in Red River Parish.
Full Red River Parish cost breakdown · Every county in Louisiana
Talk to someone who works this market
These are Coushatta averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Coushatta every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Coushatta I already own here and may sell
Common questions
How much does it cost to own a home in Coushatta?
A $92,000 home in Coushatta, Louisiana costs approximately $901 per month with 20% down at 7.24%. That is $502 principal and interest, $17 property tax, $83 homeowners insurance, $223 utilities and $77 set aside for maintenance.
What is the property tax rate in Coushatta?
Coushatta has an effective property tax rate of 0.217%, based on a median home value of $91,800 and median real estate taxes of $199. That is lower than the Red River Parish average of 0.538%.
What is the average home price in Coushatta?
The median owner-occupied home value in Coushatta, Louisiana is $91,800, against $103,200 across Red River Parish.
Is it cheaper to rent or buy in Coushatta?
Median gross rent in Coushatta is $701 a month, against $901 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Coushatta?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Coushatta, Louisiana at today's rate takes a household income of roughly $38,500 a year. That covers the full $901 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Coushatta, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Louisiana.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.