Cost to Own
United StatesFloridaMiami-Dade CountyCountry Walk Population 18,693 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Country Walk, Florida

A $489,000 home here costs

$3,788

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,514. The real number is $1,274 higher every month — 51% more than the payment most buyers budget for.

Country Walk median: $489,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $391,200 borrowed $2,514
Property tax0.899% effective rate for Country Walk itself $366
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $295
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $408
Total monthly $3,788

Country Walk against Miami-Dade County and Florida

MeasureCountry WalkMiami-Dade County
Median home value$489,400$425,400
Median property tax$4,398$3,516
Effective tax rate0.899%0.827%
Median gross rent$2,553$1,731
Population18,6932,685,296

The weather behind that power bill

Country Walk sits in Miami-Dade County, which averages a high of 91.7°F in its hottest month and a low of 56.8°F in its coldest, with 56.08" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 4,244 cooling and 156 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Miami-Dade County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Miami-Dade County

Full Miami-Dade County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Country Walk?

A $489,000 home in Country Walk, Florida costs approximately $3,788 per month with 20% down at 6.66%. That is $2,514 principal and interest, $366 property tax, $295 homeowners insurance, $204 utilities and $408 set aside for maintenance.

What is the property tax rate in Country Walk?

Country Walk has an effective property tax rate of 0.899%, based on a median home value of $489,400 and median real estate taxes of $4,398. That is higher than the Miami-Dade County average of 0.827%.

What is the average home price in Country Walk?

The median owner-occupied home value in Country Walk, Florida is $489,400, against $425,400 across Miami-Dade County.

Is it cheaper to rent or buy in Country Walk?

Median gross rent in Country Walk is $2,553 a month, against $3,788 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Country Walk — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology