Cost to Own
United StatesIndianaJennings CountyCountry Squire Lakes Population 3,211 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Country Squire Lakes, Indiana

A $29,000 home here costs

$446

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $149. The real number is $297 higher every month — 199% more than the payment most buyers budget for.

Country Squire Lakes median: $28,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $23,200 borrowed $149
Property tax1.206% effective rate for Country Squire Lakes itself $29
Homeowners insuranceIndiana averages $1,058/yr (NAIC), or 0.512% of home value $12
Electricity18.15¢/kWh — Indiana residential average, EIA $163
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $24
Total monthly $446

Country Squire Lakes against Jennings County and Indiana

MeasureCountry Squire LakesJennings County
Median home value$28,600$154,600
Median property tax$345$903
Effective tax rate1.206%0.584%
Median gross rent$1,236$906
Population3,21127,584

The weather behind that power bill

Country Squire Lakes sits in Jennings County, which averages a high of 85.5°F in its hottest month and a low of 23.3°F in its coldest, with 49.3" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,096 cooling and 4,775 heating degree days, which is what sets the $163 electricity line above.

See the full climate breakdown for Jennings County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Jennings County

Full Jennings County cost breakdown · Every county in Indiana

Common questions

How much does it cost to own a home in Country Squire Lakes?

A $29,000 home in Country Squire Lakes, Indiana costs approximately $446 per month with 20% down at 6.66%. That is $149 principal and interest, $29 property tax, $12 homeowners insurance, $231 utilities and $24 set aside for maintenance.

What is the property tax rate in Country Squire Lakes?

Country Squire Lakes has an effective property tax rate of 1.206%, based on a median home value of $28,600 and median real estate taxes of $345. That is higher than the Jennings County average of 0.584%.

What is the average home price in Country Squire Lakes?

The median owner-occupied home value in Country Squire Lakes, Indiana is $28,600, against $154,600 across Jennings County.

Is it cheaper to rent or buy in Country Squire Lakes?

Median gross rent in Country Squire Lakes is $1,236 a month, against $446 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Country Squire Lakes — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Indiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology