Total monthly cost of ownership
Cost to Own a Home in Country Club, Missouri
A $206,000 home here costs
$1,680per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,059. The real number is $620 higher every month — 59% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Country Club against Andrew County and Missouri
| Measure | Country Club | Andrew County |
|---|---|---|
| Median home value | $206,200 | $196,200 |
| Median property tax | $1,808 | $1,495 |
| Effective tax rate | 0.877% | 0.762% |
| Median gross rent | $1,130 | $944 |
| Population | 3,171 | 18,086 |
The weather behind that power bill
Country Club sits in Andrew County, which averages a high of 88.1°F in its hottest month and a low of 17.1°F in its coldest, with 34.76" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 1,288 cooling and 5,385 heating degree days, which is what sets the $123 electricity line above.
See the full climate breakdown for Andrew County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Andrew County
Full Andrew County cost breakdown · Every county in Missouri
Common questions
How much does it cost to own a home in Country Club?
A $206,000 home in Country Club, Missouri costs approximately $1,680 per month with 20% down at 6.66%. That is $1,059 principal and interest, $151 property tax, $107 homeowners insurance, $191 utilities and $172 set aside for maintenance.
What is the property tax rate in Country Club?
Country Club has an effective property tax rate of 0.877%, based on a median home value of $206,200 and median real estate taxes of $1,808. That is higher than the Andrew County average of 0.762%.
What is the average home price in Country Club?
The median owner-occupied home value in Country Club, Missouri is $206,200, against $196,200 across Andrew County.
Is it cheaper to rent or buy in Country Club?
Median gross rent in Country Club is $1,130 a month, against $1,680 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Country Club — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Missouri.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.