Total monthly cost of ownership
Cost to Own a Home in Coudersport, Pennsylvania
A $120,000 home here costs
$1,194per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $51,000 a year.
A standard mortgage calculator would have told you $654. The real number is $540 higher every month, 82% more than the payment most buyers budget for.
Compare Potter County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Coudersport from a five-year rolling sample, and with about 2,409 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Potter County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Coudersport against Potter County and Pennsylvania
| Measure | Coudersport | Potter County |
|---|---|---|
| Median home value | $119,600 | $146,200 |
| Median property tax | $1,838 | $1,868 |
| Effective tax rate | 1.537% | 1.278% |
| Median gross rent | $811 | $767 |
| Population | 2,409 | 16,276 |
The weather behind that power bill
Coudersport sits in Potter County, which averages a high of 77.9°F in its hottest month and a low of 13.8°F in its coldest, with 46.73" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 237 cooling and 7,538 heating degree days, which is what sets the $178 electricity line above.
See the full climate breakdown for Potter County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Potter County
No other places of this size are published in Potter County.
Full Potter County cost breakdown · Every county in Pennsylvania
Talk to someone who works this market
These are Coudersport averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Coudersport every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Coudersport I already own here and may sell
Common questions
How much does it cost to own a home in Coudersport?
A $120,000 home in Coudersport, Pennsylvania costs approximately $1,194 per month with 20% down at 7.24%. That is $654 principal and interest, $154 property tax, $40 homeowners insurance, $246 utilities and $100 set aside for maintenance.
What is the property tax rate in Coudersport?
Coudersport has an effective property tax rate of 1.537%, based on a median home value of $119,600 and median real estate taxes of $1,838. That is higher than the Potter County average of 1.278%.
What is the average home price in Coudersport?
The median owner-occupied home value in Coudersport, Pennsylvania is $119,600, against $146,200 across Potter County.
Is it cheaper to rent or buy in Coudersport?
Median gross rent in Coudersport is $811 a month, against $1,194 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Coudersport?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Coudersport, Pennsylvania at today's rate takes a household income of roughly $51,000 a year. That covers the full $1,194 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Coudersport, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Pennsylvania.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.