Total monthly cost of ownership
Cost to Own a Home in Coudersport, Pennsylvania
A $120,000 home here costs
$1,172per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $617. The real number is $556 higher every month — 90% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Coudersport against Potter County and Pennsylvania
| Measure | Coudersport | Potter County |
|---|---|---|
| Median home value | $119,600 | $146,200 |
| Median property tax | $1,838 | $1,868 |
| Effective tax rate | 1.537% | 1.278% |
| Median gross rent | $811 | $767 |
| Population | 2,409 | 16,276 |
The weather behind that power bill
Coudersport sits in Potter County, which averages a high of 77.9°F in its hottest month and a low of 13.8°F in its coldest, with 46.73" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 237 cooling and 7,538 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Potter County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Potter County
No other places of this size are published in Potter County.
Full Potter County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Coudersport?
A $120,000 home in Coudersport, Pennsylvania costs approximately $1,172 per month with 20% down at 6.66%. That is $617 principal and interest, $154 property tax, $40 homeowners insurance, $262 utilities and $100 set aside for maintenance.
What is the property tax rate in Coudersport?
Coudersport has an effective property tax rate of 1.537%, based on a median home value of $119,600 and median real estate taxes of $1,838. That is higher than the Potter County average of 1.278%.
What is the average home price in Coudersport?
The median owner-occupied home value in Coudersport, Pennsylvania is $119,600, against $146,200 across Potter County.
Is it cheaper to rent or buy in Coudersport?
Median gross rent in Coudersport is $811 a month, against $1,172 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Coudersport — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.