Total monthly cost of ownership
Cost to Own a Home in Coshocton, Ohio
A $121,000 home here costs
$1,127per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $622. The real number is $505 higher every month — 81% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Coshocton against Coshocton County and Ohio
| Measure | Coshocton | Coshocton County |
|---|---|---|
| Median home value | $121,400 | $142,300 |
| Median property tax | $1,387 | $1,378 |
| Effective tax rate | 1.143% | 0.968% |
| Median gross rent | $725 | $723 |
| Population | 11,056 | 36,679 |
The weather behind that power bill
Coshocton sits in Coshocton County, which averages a high of 83.4°F in its hottest month and a low of 19.9°F in its coldest, with 43.56" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 756 cooling and 5,660 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Coshocton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Coshocton County
Common questions
How much does it cost to own a home in Coshocton?
A $121,000 home in Coshocton, Ohio costs approximately $1,127 per month with 20% down at 6.66%. That is $622 principal and interest, $115 property tax, $45 homeowners insurance, $243 utilities and $101 set aside for maintenance.
What is the property tax rate in Coshocton?
Coshocton has an effective property tax rate of 1.143%, based on a median home value of $121,400 and median real estate taxes of $1,387. That is higher than the Coshocton County average of 0.968%.
What is the average home price in Coshocton?
The median owner-occupied home value in Coshocton, Ohio is $121,400, against $142,300 across Coshocton County.
Is it cheaper to rent or buy in Coshocton?
Median gross rent in Coshocton is $725 a month, against $1,127 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Coshocton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.