Total monthly cost of ownership
Cost to Own a Home in Coshocton, Ohio
A $121,000 home here costs
$1,153per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $49,500 a year.
A standard mortgage calculator would have told you $660. The real number is $493 higher every month, 75% more than the payment most buyers budget for.
Compare Coshocton County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Coshocton against Coshocton County and Ohio
| Measure | Coshocton | Coshocton County |
|---|---|---|
| Median home value | $121,400 | $142,300 |
| Median property tax | $1,387 | $1,378 |
| Effective tax rate | 1.143% | 0.968% |
| Median gross rent | $725 | $723 |
| Population | 11,056 | 36,679 |
The weather behind that power bill
Coshocton sits in Coshocton County, which averages a high of 83.4°F in its hottest month and a low of 19.9°F in its coldest, with 43.56" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 756 cooling and 5,660 heating degree days, which is what sets the $164 electricity line above.
See the full climate breakdown for Coshocton County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Coshocton County
Talk to someone who works this market
These are Coshocton averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Coshocton every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Coshocton I already own here and may sell
Common questions
How much does it cost to own a home in Coshocton?
A $121,000 home in Coshocton, Ohio costs approximately $1,153 per month with 20% down at 7.24%. That is $660 principal and interest, $115 property tax, $45 homeowners insurance, $232 utilities and $101 set aside for maintenance.
What is the property tax rate in Coshocton?
Coshocton has an effective property tax rate of 1.143%, based on a median home value of $121,400 and median real estate taxes of $1,387. That is higher than the Coshocton County average of 0.968%.
What is the average home price in Coshocton?
The median owner-occupied home value in Coshocton, Ohio is $121,400, against $142,300 across Coshocton County.
Is it cheaper to rent or buy in Coshocton?
Median gross rent in Coshocton is $725 a month, against $1,153 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Coshocton?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Coshocton, Ohio at today's rate takes a household income of roughly $49,500 a year. That covers the full $1,153 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Coshocton, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Ohio.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.