Cost to Own
United StatesIndianaBrown CountyCordry Sweetwater Lakes Population 1,200 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Cordry Sweetwater Lakes, Indiana

A $284,000 home here costs

$2,233

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,460. The real number is $773 higher every month — 53% more than the payment most buyers budget for.

Cordry Sweetwater Lakes median: $284,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $227,200 borrowed $1,460
Property tax0.777% effective rate for Cordry Sweetwater Lakes itself $184
Homeowners insuranceIndiana averages $1,058/yr (NAIC), or 0.512% of home value $121
Electricity18.15¢/kWh — Indiana residential average, EIA $163
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $237
Total monthly $2,233

Cordry Sweetwater Lakes against Brown County and Indiana

MeasureCordry Sweetwater LakesBrown County
Median home value$284,200$242,500
Median property tax$2,208$1,141
Effective tax rate0.777%0.471%
Median gross rent$960
Population1,20015,543

The weather behind that power bill

Cordry Sweetwater Lakes sits in Brown County, which averages a high of 85.0°F in its hottest month and a low of 21.9°F in its coldest, with 46.92" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,026 cooling and 5,083 heating degree days, which is what sets the $163 electricity line above.

See the full climate breakdown for Brown County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Brown County

Full Brown County cost breakdown · Every county in Indiana

Common questions

How much does it cost to own a home in Cordry Sweetwater Lakes?

A $284,000 home in Cordry Sweetwater Lakes, Indiana costs approximately $2,233 per month with 20% down at 6.66%. That is $1,460 principal and interest, $184 property tax, $121 homeowners insurance, $231 utilities and $237 set aside for maintenance.

What is the property tax rate in Cordry Sweetwater Lakes?

Cordry Sweetwater Lakes has an effective property tax rate of 0.777%, based on a median home value of $284,200 and median real estate taxes of $2,208. That is higher than the Brown County average of 0.471%.

What is the average home price in Cordry Sweetwater Lakes?

The median owner-occupied home value in Cordry Sweetwater Lakes, Indiana is $284,200, against $242,500 across Brown County.

Is it cheaper to rent or buy in Cordry Sweetwater Lakes?

Rent data is not published for Cordry Sweetwater Lakes at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Cordry Sweetwater Lakes — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Indiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology