Total monthly cost of ownership
Cost to Own a Home in Cordaville, Massachusetts
A $731,000 home here costs
$5,686per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $3,758. The real number is $1,928 higher every month — 51% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Cordaville against Worcester County and Massachusetts
| Measure | Cordaville | Worcester County |
|---|---|---|
| Median home value | $730,600 | $390,700 |
| Median property tax | $9,629 | $5,207 |
| Effective tax rate | 1.318% | 1.333% |
| Median gross rent | — | $1,347 |
| Population | 3,076 | 861,664 |
The weather behind that power bill
Cordaville sits in Worcester County, which averages a high of 79.8°F in its hottest month and a low of 17.1°F in its coldest, with 48.26" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 503 cooling and 6,622 heating degree days, which is what sets the $259 electricity line above.
See the full climate breakdown for Worcester County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Worcester County
Full Worcester County cost breakdown · Every county in Massachusetts
Common questions
How much does it cost to own a home in Cordaville?
A $731,000 home in Cordaville, Massachusetts costs approximately $5,686 per month with 20% down at 6.66%. That is $3,758 principal and interest, $803 property tax, $189 homeowners insurance, $327 utilities and $609 set aside for maintenance.
What is the property tax rate in Cordaville?
Cordaville has an effective property tax rate of 1.318%, based on a median home value of $730,600 and median real estate taxes of $9,629. That is lower than the Worcester County average of 1.333%.
What is the average home price in Cordaville?
The median owner-occupied home value in Cordaville, Massachusetts is $730,600, against $390,700 across Worcester County.
Is it cheaper to rent or buy in Cordaville?
Rent data is not published for Cordaville at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Cordaville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Massachusetts.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.