Cost to Own
United StatesIndianaFayette CountyConnersville Population 13,241 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Connersville, Indiana

A $96,000 home here costs

$915

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $494. The real number is $421 higher every month — 85% more than the payment most buyers budget for.

Connersville median: $96,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $76,800 borrowed $494
Property tax0.863% effective rate for Connersville itself $69
Homeowners insuranceIndiana averages $1,058/yr (NAIC), or 0.512% of home value $41
Electricity18.15¢/kWh — Indiana residential average, EIA $163
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $80
Total monthly $915

Connersville against Fayette County and Indiana

MeasureConnersvilleFayette County
Median home value$96,300$114,800
Median property tax$831$878
Effective tax rate0.863%0.765%
Median gross rent$776$779
Population13,24123,390

The weather behind that power bill

Connersville sits in Fayette County, which averages a high of 83.4°F in its hottest month and a low of 19.1°F in its coldest, with 45.61" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 881 cooling and 5,683 heating degree days, which is what sets the $163 electricity line above.

See the full climate breakdown for Fayette County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fayette County

No other places of this size are published in Fayette County.

Full Fayette County cost breakdown · Every county in Indiana

Common questions

How much does it cost to own a home in Connersville?

A $96,000 home in Connersville, Indiana costs approximately $915 per month with 20% down at 6.66%. That is $494 principal and interest, $69 property tax, $41 homeowners insurance, $231 utilities and $80 set aside for maintenance.

What is the property tax rate in Connersville?

Connersville has an effective property tax rate of 0.863%, based on a median home value of $96,300 and median real estate taxes of $831. That is higher than the Fayette County average of 0.765%.

What is the average home price in Connersville?

The median owner-occupied home value in Connersville, Indiana is $96,300, against $114,800 across Fayette County.

Is it cheaper to rent or buy in Connersville?

Median gross rent in Connersville is $776 a month, against $915 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Connersville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Indiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology