Cost to Own
United StatesWashingtonFranklin CountyConnell Population 5,080 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Connell, Washington

A $247,000 home here costs

$1,839

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,270. The real number is $569 higher every month — 45% more than the payment most buyers budget for.

Connell median: $247,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $197,600 borrowed $1,270
Property tax0.605% effective rate for Connell itself $125
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $37
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $206
Total monthly $1,839

Connell against Franklin County and Washington

MeasureConnellFranklin County
Median home value$247,300$345,700
Median property tax$1,496$2,638
Effective tax rate0.605%0.763%
Median gross rent$1,138$1,171
Population5,08097,676

The weather behind that power bill

Connell sits in Franklin County, which averages a high of 89.6°F in its hottest month and a low of 26.6°F in its coldest, with 8.83" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 610 cooling and 5,450 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Franklin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Franklin County

Full Franklin County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Connell?

A $247,000 home in Connell, Washington costs approximately $1,839 per month with 20% down at 6.66%. That is $1,270 principal and interest, $125 property tax, $37 homeowners insurance, $202 utilities and $206 set aside for maintenance.

What is the property tax rate in Connell?

Connell has an effective property tax rate of 0.605%, based on a median home value of $247,300 and median real estate taxes of $1,496. That is lower than the Franklin County average of 0.763%.

What is the average home price in Connell?

The median owner-occupied home value in Connell, Washington is $247,300, against $345,700 across Franklin County.

Is it cheaper to rent or buy in Connell?

Median gross rent in Connell is $1,138 a month, against $1,839 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Connell — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology