Total monthly cost of ownership
Cost to Own a Home in Cole Camp, Missouri
A $144,000 home here costs
$1,206per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $740. The real number is $466 higher every month — 63% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Cole Camp against Benton County and Missouri
| Measure | Cole Camp | Benton County |
|---|---|---|
| Median home value | $143,500 | $164,700 |
| Median property tax | $958 | $918 |
| Effective tax rate | 0.668% | 0.557% |
| Median gross rent | $774 | $823 |
| Population | 1,327 | 19,887 |
The weather behind that power bill
Cole Camp sits in Benton County, which averages a high of 89.7°F in its hottest month and a low of 21.9°F in its coldest, with 43.54" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 1,523 cooling and 4,568 heating degree days, which is what sets the $123 electricity line above.
See the full climate breakdown for Benton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Benton County
Full Benton County cost breakdown · Every county in Missouri
Common questions
How much does it cost to own a home in Cole Camp?
A $144,000 home in Cole Camp, Missouri costs approximately $1,206 per month with 20% down at 6.66%. That is $740 principal and interest, $80 property tax, $75 homeowners insurance, $191 utilities and $120 set aside for maintenance.
What is the property tax rate in Cole Camp?
Cole Camp has an effective property tax rate of 0.668%, based on a median home value of $143,500 and median real estate taxes of $958. That is higher than the Benton County average of 0.557%.
What is the average home price in Cole Camp?
The median owner-occupied home value in Cole Camp, Missouri is $143,500, against $164,700 across Benton County.
Is it cheaper to rent or buy in Cole Camp?
Median gross rent in Cole Camp is $774 a month, against $1,206 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Cole Camp — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Missouri.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.