Total monthly cost of ownership
Cost to Own a Home in Coffeyville, Kansas
A $56,000 home here costs
$661per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $288. The real number is $373 higher every month — 130% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Coffeyville against Montgomery County and Kansas
| Measure | Coffeyville | Montgomery County |
|---|---|---|
| Median home value | $55,600 | $92,100 |
| Median property tax | $1,071 | $1,562 |
| Effective tax rate | 1.926% | 1.696% |
| Median gross rent | $715 | $759 |
| Population | 8,752 | 31,143 |
The weather behind that power bill
Coffeyville sits in Montgomery County, which averages a high of 90.7°F in its hottest month and a low of 22.7°F in its coldest, with 45.4" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 1,618 cooling and 4,284 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Montgomery County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Montgomery County
Full Montgomery County cost breakdown · Every county in Kansas
Common questions
How much does it cost to own a home in Coffeyville?
A $56,000 home in Coffeyville, Kansas costs approximately $661 per month with 20% down at 6.66%. That is $288 principal and interest, $90 property tax, $33 homeowners insurance, $204 utilities and $47 set aside for maintenance.
What is the property tax rate in Coffeyville?
Coffeyville has an effective property tax rate of 1.926%, based on a median home value of $55,600 and median real estate taxes of $1,071. That is higher than the Montgomery County average of 1.696%.
What is the average home price in Coffeyville?
The median owner-occupied home value in Coffeyville, Kansas is $55,600, against $92,100 across Montgomery County.
Is it cheaper to rent or buy in Coffeyville?
Median gross rent in Coffeyville is $715 a month, against $661 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Coffeyville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.