Total monthly cost of ownership
Cost to Own a Home in Coal Run Village, Kentucky
A $121,000 home here costs
$1,067per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $622. The real number is $445 higher every month — 72% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Coal Run Village against Pike County and Kentucky
| Measure | Coal Run Village | Pike County |
|---|---|---|
| Median home value | $120,700 | $104,200 |
| Median property tax | $936 | $758 |
| Effective tax rate | 0.775% | 0.727% |
| Median gross rent | $846 | $837 |
| Population | 1,888 | 57,466 |
The weather behind that power bill
Coal Run Village sits in Pike County, which averages a high of 88.6°F in its hottest month and a low of 25.8°F in its coldest, with 48.3" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,397 cooling and 4,016 heating degree days, which is what sets the $135 electricity line above.
See the full climate breakdown for Pike County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pike County
Common questions
How much does it cost to own a home in Coal Run Village?
A $121,000 home in Coal Run Village, Kentucky costs approximately $1,067 per month with 20% down at 6.66%. That is $622 principal and interest, $78 property tax, $64 homeowners insurance, $203 utilities and $101 set aside for maintenance.
What is the property tax rate in Coal Run Village?
Coal Run Village has an effective property tax rate of 0.775%, based on a median home value of $120,700 and median real estate taxes of $936. That is higher than the Pike County average of 0.727%.
What is the average home price in Coal Run Village?
The median owner-occupied home value in Coal Run Village, Kentucky is $120,700, against $104,200 across Pike County.
Is it cheaper to rent or buy in Coal Run Village?
Median gross rent in Coal Run Village is $846 a month, against $1,067 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Coal Run Village — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kentucky.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.