Total monthly cost of ownership
Cost to Own a Home in Clintwood, Virginia
A $131,000 home here costs
$1,095per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $673. The real number is $422 higher every month — 63% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Clintwood against Dickenson County and Virginia
| Measure | Clintwood | Dickenson County |
|---|---|---|
| Median home value | $131,400 | $101,100 |
| Median property tax | $653 | $503 |
| Effective tax rate | 0.497% | 0.498% |
| Median gross rent | $719 | $733 |
| Population | 1,478 | 13,920 |
The weather behind that power bill
Clintwood sits in Dickenson County, which averages a high of 81.8°F in its hottest month and a low of 21.7°F in its coldest, with 49.17" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 592 cooling and 5,174 heating degree days, which is what sets the $158 electricity line above.
See the full climate breakdown for Dickenson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Dickenson County
No other places of this size are published in Dickenson County.
Full Dickenson County cost breakdown · Every county in Virginia
Common questions
How much does it cost to own a home in Clintwood?
A $131,000 home in Clintwood, Virginia costs approximately $1,095 per month with 20% down at 6.66%. That is $673 principal and interest, $54 property tax, $32 homeowners insurance, $226 utilities and $109 set aside for maintenance.
What is the property tax rate in Clintwood?
Clintwood has an effective property tax rate of 0.497%, based on a median home value of $131,400 and median real estate taxes of $653. That is in line with the Dickenson County average of 0.498%.
What is the average home price in Clintwood?
The median owner-occupied home value in Clintwood, Virginia is $131,400, against $101,100 across Dickenson County.
Is it cheaper to rent or buy in Clintwood?
Median gross rent in Clintwood is $719 a month, against $1,095 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Clintwood — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.