Cost to Own
United StatesArkansasVan Buren CountyClinton Population 2,506 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Clinton, Arkansas

A $121,000 home here costs

$1,051

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $622. The real number is $429 higher every month — 69% more than the payment most buyers budget for.

Clinton median: $121,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $96,800 borrowed $622
Property tax0.399% effective rate for Clinton itself $40
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $90
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $101
Total monthly $1,051

Clinton against Van Buren County and Arkansas

MeasureClintonVan Buren County
Median home value$121,300$122,300
Median property tax$484$562
Effective tax rate0.399%0.460%
Median gross rent$710$727
Population2,50615,936

The weather behind that power bill

Clinton sits in Van Buren County, which averages a high of 87.1°F in its hottest month and a low of 24.1°F in its coldest, with 57.2" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,196 cooling and 4,323 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Van Buren County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Van Buren County

No other places of this size are published in Van Buren County.

Full Van Buren County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Clinton?

A $121,000 home in Clinton, Arkansas costs approximately $1,051 per month with 20% down at 6.66%. That is $622 principal and interest, $40 property tax, $90 homeowners insurance, $197 utilities and $101 set aside for maintenance.

What is the property tax rate in Clinton?

Clinton has an effective property tax rate of 0.399%, based on a median home value of $121,300 and median real estate taxes of $484. That is lower than the Van Buren County average of 0.460%.

What is the average home price in Clinton?

The median owner-occupied home value in Clinton, Arkansas is $121,300, against $122,300 across Van Buren County.

Is it cheaper to rent or buy in Clinton?

Median gross rent in Clinton is $710 a month, against $1,051 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Clinton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology