Total monthly cost of ownership
Cost to Own a Home in Clear Lake CDP (Skagit County), Washington
A $529,000 home here costs
$3,771per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,720. The real number is $1,052 higher every month — 39% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Clear Lake CDP (Skagit County) against Skagit County and Washington
| Measure | Clear Lake CDP (Skagit County) | Skagit County |
|---|---|---|
| Median home value | $528,600 | $486,200 |
| Median property tax | $3,961 | $4,008 |
| Effective tax rate | 0.749% | 0.824% |
| Median gross rent | — | $1,439 |
| Population | 1,176 | 130,407 |
The weather behind that power bill
Clear Lake CDP (Skagit County) sits in Skagit County, which averages a high of 76.7°F in its hottest month and a low of 33.4°F in its coldest, with 71.24" of precipitation a year and 45% of it in a single three-month stretch. That climate drives 137 cooling and 5,325 heating degree days, which is what sets the $134 electricity line above.
See the full climate breakdown for Skagit County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Skagit County
Full Skagit County cost breakdown · Every county in Washington
Common questions
How much does it cost to own a home in Clear Lake CDP (Skagit County)?
A $529,000 home in Clear Lake CDP (Skagit County), Washington costs approximately $3,771 per month with 20% down at 6.66%. That is $2,720 principal and interest, $330 property tax, $78 homeowners insurance, $202 utilities and $441 set aside for maintenance.
What is the property tax rate in Clear Lake CDP (Skagit County)?
Clear Lake CDP (Skagit County) has an effective property tax rate of 0.749%, based on a median home value of $528,600 and median real estate taxes of $3,961. That is lower than the Skagit County average of 0.824%.
What is the average home price in Clear Lake CDP (Skagit County)?
The median owner-occupied home value in Clear Lake CDP (Skagit County), Washington is $528,600, against $486,200 across Skagit County.
Is it cheaper to rent or buy in Clear Lake CDP (Skagit County)?
Rent data is not published for Clear Lake CDP (Skagit County) at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Clear Lake CDP (Skagit County) — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Washington.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.