Total monthly cost of ownership
Cost to Own a Home in Clarendon, Texas
A $94,000 home here costs
$969per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $483. The real number is $486 higher every month — 101% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Clarendon against Donley County and Texas
| Measure | Clarendon | Donley County |
|---|---|---|
| Median home value | $93,700 | $90,500 |
| Median property tax | $1,554 | $1,019 |
| Effective tax rate | 1.658% | 1.126% |
| Median gross rent | $713 | $686 |
| Population | 1,789 | 3,276 |
The weather behind that power bill
Clarendon sits in Donley County, which averages a high of 94.6°F in its hottest month and a low of 23.8°F in its coldest, with 22.66" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 1,748 cooling and 3,832 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Donley County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Donley County
No other places of this size are published in Donley County.
Common questions
How much does it cost to own a home in Clarendon?
A $94,000 home in Clarendon, Texas costs approximately $969 per month with 20% down at 6.66%. That is $483 principal and interest, $130 property tax, $62 homeowners insurance, $216 utilities and $78 set aside for maintenance.
What is the property tax rate in Clarendon?
Clarendon has an effective property tax rate of 1.658%, based on a median home value of $93,700 and median real estate taxes of $1,554. That is higher than the Donley County average of 1.126%.
What is the average home price in Clarendon?
The median owner-occupied home value in Clarendon, Texas is $93,700, against $90,500 across Donley County.
Is it cheaper to rent or buy in Clarendon?
Median gross rent in Clarendon is $713 a month, against $969 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Clarendon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.