Total monthly cost of ownership
Cost to Own a Home in Chenoweth, Oregon
A $246,000 home here costs
$1,889per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,265. The real number is $624 higher every month — 49% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Chenoweth against Wasco County and Oregon
| Measure | Chenoweth | Wasco County |
|---|---|---|
| Median home value | $246,300 | $332,500 |
| Median property tax | $2,036 | $2,784 |
| Effective tax rate | 0.827% | 0.837% |
| Median gross rent | $892 | $978 |
| Population | 1,543 | 26,603 |
The weather behind that power bill
Chenoweth sits in Wasco County, which averages a high of 88.4°F in its hottest month and a low of 30.9°F in its coldest, with 13.65" of precipitation a year and 52% of it in a single three-month stretch. That climate drives 830 cooling and 4,677 heating degree days, which is what sets the $146 electricity line above.
See the full climate breakdown for Wasco County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Wasco County
Common questions
How much does it cost to own a home in Chenoweth?
A $246,000 home in Chenoweth, Oregon costs approximately $1,889 per month with 20% down at 6.66%. That is $1,265 principal and interest, $170 property tax, $35 homeowners insurance, $214 utilities and $205 set aside for maintenance.
What is the property tax rate in Chenoweth?
Chenoweth has an effective property tax rate of 0.827%, based on a median home value of $246,300 and median real estate taxes of $2,036. That is lower than the Wasco County average of 0.837%.
What is the average home price in Chenoweth?
The median owner-occupied home value in Chenoweth, Oregon is $246,300, against $332,500 across Wasco County.
Is it cheaper to rent or buy in Chenoweth?
Median gross rent in Chenoweth is $892 a month, against $1,889 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Chenoweth — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oregon.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.