Cost to Own
United StatesGeorgiaFulton CountyChattahoochee Hills Population 3,537 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Chattahoochee Hills, Georgia

A $339,000 home here costs

$2,648

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,743. The real number is $905 higher every month — 52% more than the payment most buyers budget for.

Chattahoochee Hills median: $338,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $271,200 borrowed $1,743
Property tax0.939% effective rate for Chattahoochee Hills itself $265
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $147
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $283
Total monthly $2,648

Chattahoochee Hills against Fulton County and Georgia

MeasureChattahoochee HillsFulton County
Median home value$338,800$431,200
Median property tax$3,182$3,847
Effective tax rate0.939%0.892%
Median gross rent$1,148$1,635
Population3,5371,068,507

Chattahoochee Hills extends across 2 counties. Figures here use Fulton County, where most of its housing sits.

The weather behind that power bill

Chattahoochee Hills sits in Fulton County, which averages a high of 90.0°F in its hottest month and a low of 33.5°F in its coldest, with 48.13" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,826 cooling and 2,775 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Fulton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fulton County

Full Fulton County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Chattahoochee Hills?

A $339,000 home in Chattahoochee Hills, Georgia costs approximately $2,648 per month with 20% down at 6.66%. That is $1,743 principal and interest, $265 property tax, $147 homeowners insurance, $210 utilities and $283 set aside for maintenance.

What is the property tax rate in Chattahoochee Hills?

Chattahoochee Hills has an effective property tax rate of 0.939%, based on a median home value of $338,800 and median real estate taxes of $3,182. That is higher than the Fulton County average of 0.892%.

What is the average home price in Chattahoochee Hills?

The median owner-occupied home value in Chattahoochee Hills, Georgia is $338,800, against $431,200 across Fulton County.

Is it cheaper to rent or buy in Chattahoochee Hills?

Median gross rent in Chattahoochee Hills is $1,148 a month, against $2,648 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Chattahoochee Hills — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology