Total monthly cost of ownership
Cost to Own a Home in Centreville, Mississippi
A $57,000 home here costs
$694per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $293. The real number is $401 higher every month — 137% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Centreville against Amite County and Mississippi
| Measure | Centreville | Amite County |
|---|---|---|
| Median home value | $57,200 | $89,800 |
| Median property tax | $1,071 | $435 |
| Effective tax rate | 1.872% | 0.484% |
| Median gross rent | $537 | $689 |
| Population | 2,348 | 12,611 |
Centreville extends across 2 counties. Figures here use Amite County, where most of its housing sits.
The weather behind that power bill
Centreville sits in Amite County, which averages a high of 91.9°F in its hottest month and a low of 36.7°F in its coldest, with 61.7" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,216 cooling and 2,108 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Amite County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Amite County
Full Amite County cost breakdown · Every county in Mississippi
Common questions
How much does it cost to own a home in Centreville?
A $57,000 home in Centreville, Mississippi costs approximately $694 per month with 20% down at 6.66%. That is $293 principal and interest, $89 property tax, $52 homeowners insurance, $213 utilities and $48 set aside for maintenance.
What is the property tax rate in Centreville?
Centreville has an effective property tax rate of 1.872%, based on a median home value of $57,200 and median real estate taxes of $1,071. That is higher than the Amite County average of 0.484%.
What is the average home price in Centreville?
The median owner-occupied home value in Centreville, Mississippi is $57,200, against $89,800 across Amite County.
Is it cheaper to rent or buy in Centreville?
Median gross rent in Centreville is $537 a month, against $694 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Centreville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Mississippi.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.