Cost to Own
United StatesOklahomaLogan CountyCashion Population 1,311 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Cashion, Oklahoma

A $190,000 home here costs

$1,618

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $977. The real number is $641 higher every month — 66% more than the payment most buyers budget for.

Cashion median: $189,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $152,000 borrowed $977
Property tax0.699% effective rate for Cashion itself $111
Homeowners insuranceOklahoma averages $2,155/yr (NAIC), or 1.163% of home value $184
Electricity13.38¢/kWh — Oklahoma residential average, EIA $120
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $158
Total monthly $1,618

Cashion against Logan County and Oklahoma

MeasureCashionLogan County
Median home value$189,600$234,300
Median property tax$1,325$1,787
Effective tax rate0.699%0.763%
Median gross rent$1,356$895
Population1,31150,905

Cashion extends across 2 counties. Figures here use Logan County, where most of its housing sits.

The weather behind that power bill

Cashion sits in Logan County, which averages a high of 94.0°F in its hottest month and a low of 27.4°F in its coldest, with 30.54" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,093 cooling and 3,563 heating degree days, which is what sets the $120 electricity line above.

See the full climate breakdown for Logan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Logan County

Full Logan County cost breakdown · Every county in Oklahoma

Common questions

How much does it cost to own a home in Cashion?

A $190,000 home in Cashion, Oklahoma costs approximately $1,618 per month with 20% down at 6.66%. That is $977 principal and interest, $111 property tax, $184 homeowners insurance, $188 utilities and $158 set aside for maintenance.

What is the property tax rate in Cashion?

Cashion has an effective property tax rate of 0.699%, based on a median home value of $189,600 and median real estate taxes of $1,325. That is lower than the Logan County average of 0.763%.

What is the average home price in Cashion?

The median owner-occupied home value in Cashion, Oklahoma is $189,600, against $234,300 across Logan County.

Is it cheaper to rent or buy in Cashion?

Median gross rent in Cashion is $1,356 a month, against $1,618 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Cashion — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Oklahoma.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology