Total monthly cost of ownership
Cost to Own a Home in Carrizo Hill, Texas
A $18,000 home here costs
$377per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $93. The real number is $284 higher every month — 307% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Carrizo Hill against Dimmit County and Texas
| Measure | Carrizo Hill | Dimmit County |
|---|---|---|
| Median home value | $18,100 | $80,300 |
| Median property tax | $503 | $917 |
| Effective tax rate | 2.779% | 1.142% |
| Median gross rent | — | $753 |
| Population | 1,355 | 8,507 |
The weather behind that power bill
Carrizo Hill sits in Dimmit County, which averages a high of 99.9°F in its hottest month and a low of 37.4°F in its coldest, with 19.57" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 3,494 cooling and 1,414 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Dimmit County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Dimmit County
Common questions
How much does it cost to own a home in Carrizo Hill?
A $18,000 home in Carrizo Hill, Texas costs approximately $377 per month with 20% down at 6.66%. That is $93 principal and interest, $42 property tax, $12 homeowners insurance, $216 utilities and $15 set aside for maintenance.
What is the property tax rate in Carrizo Hill?
Carrizo Hill has an effective property tax rate of 2.779%, based on a median home value of $18,100 and median real estate taxes of $503. That is higher than the Dimmit County average of 1.142%.
What is the average home price in Carrizo Hill?
The median owner-occupied home value in Carrizo Hill, Texas is $18,100, against $80,300 across Dimmit County.
Is it cheaper to rent or buy in Carrizo Hill?
Rent data is not published for Carrizo Hill at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Carrizo Hill — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.