Cost to Own
United StatesPennsylvaniaAllegheny CountyCarnot-Moon Population 13,639 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Carnot-Moon, Pennsylvania

A $257,000 home here costs

$2,253

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,321. The real number is $932 higher every month — 71% more than the payment most buyers budget for.

Carnot-Moon median: $256,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $205,600 borrowed $1,321
Property tax1.729% effective rate for Carnot-Moon itself $370
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $86
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $214
Total monthly $2,253

Carnot-Moon against Allegheny County and Pennsylvania

MeasureCarnot-MoonAllegheny County
Median home value$256,600$216,700
Median property tax$4,436$3,399
Effective tax rate1.729%1.569%
Median gross rent$1,178$1,111
Population13,6391,240,476

The weather behind that power bill

Carnot-Moon sits in Allegheny County, which averages a high of 83.0°F in its hottest month and a low of 22.3°F in its coldest, with 41.34" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 826 cooling and 5,407 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Allegheny County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Allegheny County

Full Allegheny County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Carnot-Moon?

A $257,000 home in Carnot-Moon, Pennsylvania costs approximately $2,253 per month with 20% down at 6.66%. That is $1,321 principal and interest, $370 property tax, $86 homeowners insurance, $262 utilities and $214 set aside for maintenance.

What is the property tax rate in Carnot-Moon?

Carnot-Moon has an effective property tax rate of 1.729%, based on a median home value of $256,600 and median real estate taxes of $4,436. That is higher than the Allegheny County average of 1.569%.

What is the average home price in Carnot-Moon?

The median owner-occupied home value in Carnot-Moon, Pennsylvania is $256,600, against $216,700 across Allegheny County.

Is it cheaper to rent or buy in Carnot-Moon?

Median gross rent in Carnot-Moon is $1,178 a month, against $2,253 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Carnot-Moon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology