Total monthly cost of ownership
Cost to Own a Home in Campbell, Missouri
A $65,000 home here costs
$655per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $334. The real number is $321 higher every month — 96% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Campbell against Dunklin County and Missouri
| Measure | Campbell | Dunklin County |
|---|---|---|
| Median home value | $65,000 | $93,800 |
| Median property tax | $506 | $651 |
| Effective tax rate | 0.778% | 0.694% |
| Median gross rent | $671 | $632 |
| Population | 1,719 | 27,795 |
The weather behind that power bill
Campbell sits in Dunklin County, which averages a high of 90.1°F in its hottest month and a low of 29.2°F in its coldest, with 53.25" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,830 cooling and 3,585 heating degree days, which is what sets the $123 electricity line above.
See the full climate breakdown for Dunklin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Dunklin County
Full Dunklin County cost breakdown · Every county in Missouri
Common questions
How much does it cost to own a home in Campbell?
A $65,000 home in Campbell, Missouri costs approximately $655 per month with 20% down at 6.66%. That is $334 principal and interest, $42 property tax, $34 homeowners insurance, $191 utilities and $54 set aside for maintenance.
What is the property tax rate in Campbell?
Campbell has an effective property tax rate of 0.778%, based on a median home value of $65,000 and median real estate taxes of $506. That is higher than the Dunklin County average of 0.694%.
What is the average home price in Campbell?
The median owner-occupied home value in Campbell, Missouri is $65,000, against $93,800 across Dunklin County.
Is it cheaper to rent or buy in Campbell?
Median gross rent in Campbell is $671 a month, against $655 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Campbell — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Missouri.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.